Findings Report: What difference does targeted cash support make for families on a low income?
Published on 17th June 2026 by Kate Andersen, Suzanna Nesom, Ruth Patrick, Ilona Pinter, Kitty Stewart and Emma Tominey
Examining the impact of the Scottish Child Payment in comparative perspective
The Scottish Child Payment is a regular cash payment for low-income families in Scotland. Introduced in 2021, it is a central part of the Scottish Government’s strategy to reduce child poverty.
This report presents findings from Family Finances, the first independent study to examine the Scottish Child Payment from a comparative perspective. The research combines statistical analysis with interviews and expenditure diaries from families in Scotland and England.
Our findings show that the Scottish Child Payment is making a significant difference to families’ lives. Without the payment, rates of child material deprivation and food insecurity in Scotland are estimated to have been between 8 and 9 percentage points higher. Parents described the payment as a vital and reliable source of income that helped them afford food, clothing, heating and other essentials.
However, many families continue to experience financial pressure because of rising living costs and the wider inadequacy of social security support. The research also finds no evidence that the Scottish Child Payment has reduced employment, working hours or labour-market participation.
The report considers what the Scottish and UK Governments can learn from these findings and makes recommendations for strengthening financial support for children and families.